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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All About Edina

Edina, MN

Situated immediately southwest of Minneapolis in Hennepin County, Edina has a population of 47,941.

Many major highways run through or are close to the city of Edina, making it readily accessible to all within the metropolitan area. Minnesota State Highways 62 and 100 divide the City into four sections. Minnesota Highway 169 and Minnesota Highway 100 extend north and south. Interstate Highway 494 and Minnesota Highway 62 extend east and west. Minnesota Highway 7 is within three miles of the City. Interstate Highway 394 is within five miles.

Major employers in the City include Fairview Southdale Hospital, Edina Public Schools, City of Edina, BI Worldwide, Regis Corporation, Barr Engineering, Lund Food Holdings, International Dairy Queen, Edina Realty and FilmTec Corporation, among others.

Edina has numerous retail shopping centers, including Southdale Center, the first climate-controlled, fully enclosed mall in the United States. Other shopping centers include Galleria, Yorktown and Centennial Lakes Plaza. The City also boasts a thriving downtown area at 50th & France.

There are two hotels in Edina: Westin Galleria Edina and Marriott Residence Inn, adjacent to Edinborough Park. One of Edina’s crown jewels, Edinborough is a multi-use development that also includes an indoor park.

Edina values its history. The Baird and Grimes homes and Country Club District are listed on the National Register of Historic Places. The Grange Hall and Cahill School, owned by the City and located across from City Hall in Tupa Park, are also listed on the Register. (source: http://edinamn.gov/index.php?section=about-edina)

Things To Do In Edina:

Come Spend A Day In Edina!

Edinborough Park
This is an indoor park with jungle gym, pool, mini basketball courts, jumping castle, slide, and a climbing area. The padded floor for the scooters and bikes is a good place for kids to play. This is a park especially made for kids to have fun.

Southdale Center
Southdale Center is the first covered shopping mall in the United States. But it has changed so much since it opened in 1956. There are new stores now which are of the higher end, plus several good restaurants and a theater.

Edina Country Club
Edina Country Club features an 18-hole golf course and a pro shop for visitors’ golfing needs. In addition, it offers a swimming pool, several different kinds of tennis courts, and other amenities.

FAMILY FUN CENTER
Big Thrill Factory is a family entertainment center and arcade. Visitors will find an 18-hole miniature golf course, bowling, a laser tag arena, bumper cars, climbing walls, arcade games, and an in-house pizzeria. (source: http://www.tripbuzz.com/free-things-to-do/edina-mn)

Education in Edina

About Edina Educational System

Public schools

Edina Public Schools is the public school district (ISD 273) that serves Edina families. There are approximately 8,500 K-12 students  served by 1139 teachers and support staff.

Edina has only one high school, Edina High School. As of 2015 it is listed as U.S. News and World Reports highest ranked school in Minnesota and #197 nationally. Newsweek’s list of America’s Best High Schools also ranked Edina highest in the state, #121 nationally. According to Newsweek, the graduate rate is 99% and 96% go on to attend college.d Valley View Middle School) and six elementary schools (Concord, Creek Valley, Cornelia, Highlands, Countryside, and Normandale).

Private schools

There are four private schools in Edina:

Edina Image Gallery

History of Edina

Edina is rich in history!

Settlement

Edina began as part of Richfield Township, Minnesota. By the 1870s, 17 families, most of them immigrating as a result of the potato famine in Ireland, had come to Minnesota and claimed land in the southwest section of what was then Richfield Township. They were followed by settlers from New England and Germany, who claimed additional land near Minnehaha Creek. The Baird and Grimes neighborhoods (which are both listed on the National Register of Historic Places), and the Country Club District (then known as Waterville Mills) are located in the northeast part of Edina, and were among the first areas to be established. The area then known as the Cahill Settlement, at West 70th Street and Cahill Road, was also an early community center and the home of Cahill School.

In 1888, the residents of the township held a meeting to consider founding a new village, thus separating themselves from Richfield Township. The idea was favorably accepted by those within the community and a committee was established to oversee the transition.

Naming

After the decision was made to form a new village, a debate ensued regarding the naming of the new village. Several town meetings were held in the Minnehaha Grange Hall, during which the names Hennepin Park, Westfield and Edina were suggested. Minutes taken by Henry F. Brown, a farmer and future owner (1889) of the Edina Mill, are summarized as follows:

A long debate ensued with regard to the name by which the corporation shall be called. A motion was made and passed to reconsider the vote taken at the previous meeting of the name of the proposed village, Westfield. Another motion was then made by Andrew Craik to call the proposed village Edina (upon moving to the township in 1869 from Edinburgh, he bought and renamed the mill to the Edina Mill). Before the motion could be decided, James A. Bull, a member of the five person committee, made another motion to adjourn, which was seconded by the majority. However, the chairman of the meeting called this motion out of order, at which time disorder ensued with Baird, Wilson, Ryan and Bull declaring their intent to no longer serve as members of the committee if a gag law was to prevail. During this heated moment the meeting became somewhat boisterous until, after a few minutes order was restored. Seeing that no more work could be done at this time, a final motion was made and passed to reschedule the meeting to a future date.

At the next meeting, the name Edina was finally chosen with a vote of 47 for and 42 against. (source: https://en.wikipedia.org/wiki/Edina,_Minnesota#History)

Edina Neighborhood

Check out Edina Neighborhood

Edina is a medium-sized city located in the state of Minnesota. With a population of 50,138 people and 14 constituent neighborhoods, Edina is the 19th largest community in Minnesota.

Edina home prices are not only among the most expensive in Minnesota, but Edina real estate also consistently ranks among the most expensive in America.

Edina is a decidedly white-collar city, with fully 92.66% of the workforce employed in white-collar jobs, well above the national average. Overall, Edina is a city of professionals, managers, and sales and office workers. There are especially a lot of people living in Edina who work in management occupations (18.75%), sales jobs (12.82%), and business and financial occupations (10.18%).

Also of interest is that Edina has more people living here who work in computers and math than 95% of the places in the US.

Telecommuters are a relatively large percentage of the workforce: 7.89% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

In addition, Edina is home to many people who could be described as “urban sophisticates”. Urban sophisticates are people who are both educated and wealthy, and thus tend to be older, richer, and more established than young professionals. “Urban sophisticates” is not just about being educated and well-off financially: it is a point of view and state of mind, one that you might call ‘urbaneness’. But such people can and do regularly live in small towns, suburbs and rural areas, as well as in big cities. They read, support the arts and high-end shops, and love travel.

If knowledge is power, Edina is a pretty powerful place. 68.45% of the adults in Edina have earned a 4-year college degree, masters degree, MD, law degree, or even PhD. Compare that to the national average of 21.84% for all cities and towns.

The per capita income in Edina in 2010 was $62,587, which is wealthy relative to Minnesota and the nation. This equates to an annual income of $250,348 for a family of four.

Edina is a somewhat ethnically-diverse city. The people who call Edina home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Edina residents report their race to be White, followed by Asian. Important ancestries of people in Edina include Norwegian, Irish, Swedish, and English. (source: https://www.neighborhoodscout.com/mn/edina)

Dan Zufall

Producing Branch Manager  //  NMLS #452556

Dan Zufall is a top 1%, 2021, 2020 & 2019 Five Star Mortgage Professional, 8 time Super Mortgage Professional and the leader of the Intelligent Mortgage Planning Team, servicing clients throughout the Nation. For the past 22 years, Dan and his team have been providing award winning service along with sound financial education for their clients looking to buy, sell, or invest in real estate. Dan is licensed to serve his clients’ financing needs in Arizona, California, Colorado, Florida, Iowa, Illinois, Minnesota, Missouri, Nebraska, North Dakota, Oregon, and Wisconsin.

On a personal level, Dan is a devout family man, and he enjoys spending quality time with his wonderful wife (college sweet-heart), as well as watching his teenage son play a variety of sports. Dan is an obsessed golfer himself, but his son is a heck of a lefty pitcher, quarterback, and basketball player so golf will have to wait! Dan and his family moved to Scottsdale, Arizona in 2014 to expand the business, but they are blessed to be able to spend their summers on the Lake in Minnesota where he and his wife grew up.

DanZufall@Leader1.com
AZ Team (602) 529-8478MN Team (952) 777-2285
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