Mortgage Loans in Minneapolis

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

Learn More!

FHA

Learn More!

VA

Learn More!

Jumbo

Learn More!

Rehab

Learn More!

USDA

Learn More!
Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

DOWNLOAD OUR HOMEBUYER’S MORTGAGE GUIDE

All About Minneapolis

Minneapolis, MN

Minneapolis  is the county seat of Hennepin County, and the larger of the Twin Cities, the 16th-largest metropolitan area in the United States. As of 2015, Minneapolis is the largest city in the state of Minnesota and 46th-largest in the United States with a population of 410,939. Minneapolis and Saint Paul anchor the second-largest economic center in the Midwest, after Chicago.

Minneapolis lies on both banks of the Mississippi River, just north of the river’s confluence with the Minnesota River, and adjoins Saint Paul, the state’s capital. The city is abundantly rich in water, with thirteen lakes, wetlands, the Mississippi River, creeks and waterfalls, many connected by parkways in the Chain of Lakes and the Grand Rounds National Scenic Byway. It was once the world’s flour milling capital and a hub for timber. The city and surrounding region is the primary business center between Chicago and Seattle, with Minneapolis proper containing America’s fifth-highest concentration of Fortune 500 companies. As an integral link to the global economy, Minneapolis is categorized as a global city. Noted for its strong music and performing arts scenes, Minneapolis is home to both the award-winning Guthrie Theater and the historic First Avenue nightclub. Reflecting the region’s status as an epicenter of folk, funk, and alternative rock music, the city served as the launching pad for several of the 20th century’s most influential musicians, including Bob Dylan and Prince.

The name Minneapolis is attributed to Charles Hoag, the city’s first schoolteacher, who combined mni, a Dakota Sioux word for water, and polis, the Greek word for city. (source: https://en.wikipedia.org/wiki/Minneapolis)

Things To Do In Minneapolis:

Come Spend A Day In Minneapolis!

Lake Harriet
Minneapolis is home to Lake Harriet, which covers almost 350 acres, plus a 67-acre coastal region. The lake features hiking trails, bike paths and two beaches.

Stone Arch Bridge
One of Minneapolis’ most striking features is the Stone Arch Bridge, a beautiful and majestic bridge that spans the Mississippi River. The bridge is particularly lovely at night, when recessed lighting illuminates the undersides of its arches.

Minnehaha Park
Spanning over 190 acres and accented by a huge waterfall, Minnehaha Park offers pristine areas for hiking, photography, birdwatching, fishing and other activities.

Grand Rounds Scenic Byway
One of the most extensive routes in the area is the Grand Rounds Scenic Byway. It features over 40 miles of bike trails that run throughout the entire city in addition to the general driving route for cars.

Minneapolis Sculpture Garden
Art and nature lovers enjoy spending time at the Minneapolis Sculpture Garden, a series of outdoor art installations that fuels the imagination as its delights the eyes.(source: http://www.tripbuzz.com/free-things-to-do/minneapolis-mn)

Education in Minneapolis

About the Minneapolis Educational System

Elementary and High School

  • Minneapolis Public Schools
  • MN Department of Education School Finder

Universities and Colleges

  • Augsburg College
  • College of St. Catherine
  • Metropolitan State University
  • Minneapolis College of Art and Design
  • North Central University
  • Saint Mary’s University
  • University of Minnesota
  • University of St. Thomas

Community Colleges, and Vocational Programs

  • The Art Institutes International Minnesota
  • Construction Careers
  • Dunwoody College of Technology
  • Hennepin Technical College
  • Minneapolis Business College
  • Minneapolis Community and Technical College

(source: http://www.ci.minneapolis.mn.us/residents/education/index.htm)

Minneapolis Image Gallery

History of Minneapolis

Minneapolis is rich in history!

Sioux natives, city founded
Dakota Sioux had long been the region’s sole residents when French explorers arrived around 1680. For a time relations were based on fur trading. Gradually more European-American settlers arrived, competing for game and other resources with the Dakota.

In the early 19th century, the United States acquired this territory from France. It gradually established posts here. Fort Snelling was built in 1819 by the United States Army, and it attracted traders, settlers and merchants, spurring growth in the area. The United States government pressed the Mdewakanton band of the Dakota to sell their land, allowing people arriving from the East to settle here. The Minnesota Territorial Legislature authorized present-day Minneapolis as a town in 1856 on the Mississippi’s west bank. Minneapolis incorporated as a city in 1867, the year rail service began between Minneapolis and Chicago. It later joined with the east-bank city of St. Anthony in 1872.

Corruption, social movements, urban renewal
Known initially as a kindly physician, Doc Ames led the city into corruption during four terms as mayor just before 1900.The gangster Kid Cann was famous for bribery and intimidation during the 1930s and 1940s. The city made dramatic changes to rectify discrimination as early as 1886 when Martha Ripley founded Maternity Hospital for both married and unmarried mothers.

When the country’s fortunes turned during the Great Depression, the violent Teamsters Strike of 1934 resulted in laws acknowledging workers’ rights. A lifelong civil rights activist and union supporter, mayor Hubert Humphrey helped the city establish fair employment practices and a human relations council that interceded on behalf of minorities by 1946. In the 1950s, about 1.6% of the population of Minneapolis was nonwhite.Minneapolis contended with white supremacy, participated in desegregation and the civil rights movement, and in 1968 was the birthplace of the American Indian Movement.

Minneapolis was a “particularly virulent” site of anti-semitism until 1950. A hate group known as the Silver Legion of America, or Silver Shirts, recruited members in the city and held meetings there around 1936 to 1938.The Jewish Free Employment Bureau tried to help victims of economic discrimination, with limited success. In 1938, the Jewish Community Relations Council of Minnesota and the Dakotas was established to combat rising anti-semitism, fighting against hate-filled leaflets and anti-Jewish remarks, while also attempting to expose discrimination by real estate agents and employers who attempted to subvert anti-discrimination laws. After years of discrimination towards Jewish doctors, the Jewish community raised funds to create the Mount Sinai Hospital, which opened in 1951. It was the first private non-sectarian hospital in the community to accept members of minority races on its medical staff.
During the 1950s and 1960s, as part of urban renewal, the city razed about 200 buildings across 25 city blocks (roughly 40% of downtown), destroying the Gateway District and many buildings with notable architecture, including the Metropolitan Building. (source: https://en.wikipedia.org/wiki/Minneapolis#History)

Minneapolis Neighborhood

Check out Minneapolis Neighborhood

Minneapolis is a large city located in the state of Minnesota. With a population of 410,939 people and 116 constituent neighborhoods, Minneapolis is the largest community in Minnesota. Much of the housing stock in Minneapolis was built prior to World War II, making it one of the older and more historic cities in the country.

Minneapolis is a decidedly white-collar city, with fully 87.53% of the workforce employed in white-collar jobs, well above the national average. Overall, Minneapolis is a city of professionals, sales and office workers, and service providers. There are especially a lot of people living in Minneapolis who work in office and administrative support (11.07%), management occupations (10.90%), and sales jobs (9.34%).

Of important note, Minneapolis is also a city of artists. Minneapolis has more artists, designers and people working in media than 90% of the communities in America. This concentration of artists helps shape Minneapolis’s character.

Also of interest is that Minneapolis has more people living here who work in computers and math than 95% of the places in the US.

One of the benefits of being a big city like Minneapolis is having a public transportation system, but in Minneapolis the transit system is the mode of choice for lots of people getting to and from work every day. You will find many people using the bus for their daily commute, even though other transportation options exist. If you ask these commuters, many will tell you that not having to drive in the snarl of big city traffic is one of main reasons for leaving the car at home, or even not owning a car at all. With so many people taking the bus Minneapolis benefits from a reduction in air pollution and traffic.

The education level of Minneapolis ranks among the highest in the nation. Of the 25-and-older adult population in Minneapolis, 47.40% have at least a bachelor’s degree. The typical US community has just 21.84% of its adults holding a bachelor’s degree or graduate degree.

The per capita income in Minneapolis in 2010 was $32,647, which is wealthy relative to Minnesota and the nation. This equates to an annual income of $130,588 for a family of four. However, Minneapolis contains both very wealthy and poor people as well.

Minneapolis is an extremely ethnically-diverse city. The people who call Minneapolis home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Minneapolis residents report their race to be White, followed by Black or African-American. Important ancestries of people in Minneapolis include Irish, Norwegian, Swedish, and English.

Foreign born people are also an important part of Minneapolis’s cultural character, accounting for 15.48% of the city’s population.

The most common language spoken in Minneapolis is English. Other important languages spoken here include Spanish and African languages.

(source: https://www.neighborhoodscout.com/mn/minneapolis)

Dan Zufall

Producing Branch Manager  //  NMLS #452556

Dan Zufall is a top 1%, 2021, 2020 & 2019 Five Star Mortgage Professional, 8 time Super Mortgage Professional and the leader of the Intelligent Mortgage Planning Team, servicing clients throughout the Nation. For the past 22 years, Dan and his team have been providing award winning service along with sound financial education for their clients looking to buy, sell, or invest in real estate. Dan is licensed to serve his clients’ financing needs in Arizona, California, Colorado, Florida, Iowa, Illinois, Minnesota, Missouri, Nebraska, North Dakota, Oregon, and Wisconsin.

On a personal level, Dan is a devout family man, and he enjoys spending quality time with his wonderful wife (college sweet-heart), as well as watching his teenage son play a variety of sports. Dan is an obsessed golfer himself, but his son is a heck of a lefty pitcher, quarterback, and basketball player so golf will have to wait! Dan and his family moved to Scottsdale, Arizona in 2014 to expand the business, but they are blessed to be able to spend their summers on the Lake in Minnesota where he and his wife grew up.

DanZufall@Leader1.com
AZ Team (602) 529-8478MN Team (952) 777-2285
GoogleFacebookZillow