Mortgage Loans in Scottsdale

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All About Scottsdale

Scottsdale, AZ

Scottsdale is a city in the eastern part of Maricopa County, Arizona, adjacent to the Greater Phoenix Area. Named Scottsdale in 1894 after founder Winfield Scott and incorporated in 1951 with a population of 2000, the 2015 population of the city is estimated to be 236,839 according to the U.S. Census Burea. The New York Times described downtown Scottsdale as “a desert version of Miami’s South Beach” and as having “plenty of late night partying and a buzzing hotel scene.” Its slogan is “The West’s Most Western Town.”

Scottsdale, 31 miles long and 11.4 miles wide at its widest point, shares boundaries with many other municipalities and entities. On the west, Scottsdale is bordered by Phoenix, Paradise Valley, and unincorporated Maricopa County land. Carefree is located along the western boundary, as well as sharing Scottsdale’s northern boundary with the Tonto National Forest. To the south Scottsdale is bordered by Tempe. The southern boundary is also occupied by the Salt River Pima-Maricopa Indian Community, which extends along the eastern boundary, which also borders Fountain Hills, the McDowell Mountain Regional Park and more unincorporated Maricopa County land. (source: https://en.wikipedia.org/wiki/Scottsdale,_Arizona)

Things To Do In Scottsdale:

Come Spend A Day In Scottsdale!

Cave Creek Outfitters
Providing well mannered and highly conditioned horses, Cave Creek Outfitters is able to work with riders of all ages including children who are at least six years old.

Salt River Fields
Home to Arizona Diamondbacks and Colorado Rockies, Salt River Fields can welcome up to 13,000 spectators.

Scottsdale Stadium
Home to the San Francisco Giants, the Scottsdale Stadium is popular during Spring Training season.

Octane Raceway
Octane Raceway offers indoor go-karting for all ages in the heart of Scottsdale.

McCormick-Stillman Railroad Park
Playgrounds, picnic areas, and miniature railroad await children and adult alike at the McCormick-Stillman Railroad Park.

Pinnacle Peak Park
Covering 150 acres, Pinnacle Peak Park is visited annually by more than 200,000 people.

Salt River Rafting
Rather than being based in the Grand Canyon, Salt River Rafting offers whitewater rafting tours of Salt River Canyon.

iPic Theaters
At the iPic Theaters movies can be enjoyed with fresh cocktails and fresh fast foods. There is also a restaurant on the site, with a full-service bar.

MacDonald’s Ranch
Plan your next party or enjoy a day out with the family at MacDonald’s Ranch, in Scottsdale. Visitors of all ages enjoy the guided horseback rides, the cowboy cookout’s, petting zoo, and good old southwestern hospitality.

UltraStar Cinemas
UltraStar Cinemas is a movie theater that has amenities including 3D capability, D-Box seats, assistive listening devices, and a party area.

(source: http://www.tripbuzz.com/things-to-do-with-kids/scottsdale-az)

Education in Scottsdale

About Scottsdale Educational System

Public education in Scottsdale is provided for by both the Scottsdale Unified School District (SUSD), which serves most of Scottsdale, most of the town of Paradise Valley, as well as parts of Tempe and east Phoenix, and the Paradise Valley Unified School District (PVUSD), which serves northeast Phoenix and North Scottsdale. SUSD serves 25,668 students in 33 schools and employs 3,862, including 1,551 teachers. SUSD’s 33 schools include five high schools: Arcadia High School, Coronado High School, Chaparral High School, Desert Mountain High School, and Saguaro High School. PVUSD is the 7th largest school district in the state, with approximately 30,000 students and 3,800 employees. It contains 47 schools, including 7 high schools. The high schools which serve portions of Scottsdale are Horizon High School and Pinnacle High School.

The primary institution of higher education in the city is Scottsdale Community College, which opened in 1970 on the Salt River Pima Maricopa Indian Reservation. In 1999, the school opened a second campus in the Scottsdale Airpark allowing it to serve the business community and north Scottsdale. Other institutions of higher education with locations in Scottsdale include the University of Phoenix and the Scottsdale Culinary Institute. Many students at nearby Arizona State University in Tempe live in Scottsdale and commute.

Scottsdale has a main branch and four branches within the Scottsdale Public Library System.

The Scottsdale Unified School District (SUSD) is a school district with its headquarters in Phoenix, Arizona. The 112-square-mile (290 km2) district serves most of Scottsdale, most of Paradise Valley, a portion of Phoenix, and a portion of Tempe.

Its 22 schools earning the state’s highest rating, Excelling. All SUSD schools are rated as Performing, Performing Plus, Highly Performing or Excelling by the Arizona Department of Education. In 2011, SUSD was “moving toward making Algebra I available to all eighth-graders”

(source: https://en.wikipedia.org/wiki/Scottsdale,_Arizona#Education)

Scottsdale Image Gallery

History of Scottsdale

Scottsdale is rich in history!

The area which would include what would become Scottsdale was originally inhabited by the Hohokam, from approximately 300 BC to 1450 AD. This ancient civilization farmed the area and developed a complex network of canals for irrigation which was unsurpassed in pre-Columbian North America. At its peak, the canals stretched over 250 miles, many of which built remains extant today, some having been renovated and put back into use in the 20th Century. Under still-mysterious circumstances, the Hohokam disappeared around 1450 or 1500, the most likely theory having to do with a prolonged drought. The area’s later occupants, the Pima and O’odham (also known as the Papago), are thought to be the direct descendants of the Hohokam people.

Before European settlement, Scottsdale was a Pima village known as Vaṣai S-vaṣonĭ, meaning “rotting hay.” Some Pima remained in their original homes well into the 20th century. For example, until the late 1960s, there was a still-occupied traditional dwelling on the southeast corner of Indian Bend Road and Hayden Road. Currently, those Pima who live within Scottsdale reside in newer homes rather than traditional dwellings. Many Pima and Maricopa people continue to reside on the Salt River Pima-Maricopa Indian Community, which borders Scottsdale directly to the south and east.

In the early to mid 1880s, U.S. Army

Chaplain Winfield Scott visited the Salt River Valley and was impressed with the region and its potential for agriculture. Returning in 1888 with his wife, Helen, he purchased 640 acres for $3.50 ($92 as of 2015)  an acre for a stretch of land where downtown Scottsdale is now located. Winfield and his brother, George Washington Scott, became the first residents of the town, which was then known as Orangedale, due to the large citrus groves planted by the Scott brothers, who were known as adept farmers, capable of cultivating citrus fruits, figs, potatoes, peanuts and almonds in the desert town. Many of the community’s original settlers, recruited by Scott from the East and Midwest, were educated and had an appreciation for cultural activities. The town’s name was changed to Scottsdale in 1894, after its founder.

First schoolhouse in Scottsdale

In 1896, these settlers established the Scottsdale Public School system, and opened the first schoolhouse, which was followed by the opening of the first general store by J.L. Davis, which also housed the first post office for Scottsdale in 1897. In the early 1900s the community supported an artists and writers culture, culminating in the opening of the region’s first resort in 1909, the Ingleside Inn, located just south of the Arizona Canal and west of the Crosscut Canal (Indian School Road at about 64th Street) in what is today Scottsdale. Also in 1909, Cavalliere’s Blacksmith Shop opened in downtown Scottsdale, and the original schoolhouse was replaced by the much more expansive Little Red Schoolhouse, which remains standing to this day. While not in its original building, Cavalliere’s has been in continuance operation since that time. (source: https://en.wikipedia.org/wiki/Scottsdale,_Arizona#History)

Scottsdale Neighborhood

Check out Scottsdale Neighborhood

Scottsdale is a relatively large city located in the state of Arizona. With a population of 236,839 people and 60 constituent neighborhoods, Scottsdale is the sixth largest community in Arizona.

Scottsdale home prices are not only among the most expensive in Arizona, but Scottsdale real estate also consistently ranks among the most expensive in America.

Scottsdale is a decidedly white-collar city, with fully 93.36% of the workforce employed in white-collar jobs, well above the national average. Overall, Scottsdale is a city of sales and office workers, professionals, and managers. There are especially a lot of people living in Scottsdale who work in sales jobs (16.58%), management occupations (16.23%), and office and administrative support (11.50%).

Also of interest is that Scottsdale has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in Scottsdale telecommute to their jobs. Overall, about 10.63% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

If knowledge is power, Scottsdale is a pretty powerful place. 54.18% of the adults in Scottsdale have earned a 4-year college degree, masters degree, MD, law degree, or even PhD. Compare that to the national average of 21.84% for all cities and towns.

The per capita income in Scottsdale in 2010 was $52,220, which is wealthy relative to Arizona and the nation. This equates to an annual income of $208,880 for a family of four. However, Scottsdale contains both very wealthy and poor people as well.

Scottsdale is a somewhat ethnically-diverse city. The people who call Scottsdale home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Scottsdale residents report their race to be White, followed by Asian. Scottsdale also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.08% of the city’s residents. Important ancestries of people in Scottsdale include Irish, English, Italian, and Polish. (source: https://www.neighborhoodscout.com/az/scottsdale)

Dan Zufall

Producing Branch Manager  //  NMLS #452556

Dan Zufall is a top 1%, 2021, 2020 & 2019 Five Star Mortgage Professional, 8 time Super Mortgage Professional and the leader of the Intelligent Mortgage Planning Team, servicing clients throughout the Nation. For the past 22 years, Dan and his team have been providing award winning service along with sound financial education for their clients looking to buy, sell, or invest in real estate. Dan is licensed to serve his clients’ financing needs in Arizona, California, Colorado, Florida, Iowa, Illinois, Minnesota, Missouri, Nebraska, North Dakota, Oregon, and Wisconsin.

On a personal level, Dan is a devout family man, and he enjoys spending quality time with his wonderful wife (college sweet-heart), as well as watching his teenage son play a variety of sports. Dan is an obsessed golfer himself, but his son is a heck of a lefty pitcher, quarterback, and basketball player so golf will have to wait! Dan and his family moved to Scottsdale, Arizona in 2014 to expand the business, but they are blessed to be able to spend their summers on the Lake in Minnesota where he and his wife grew up.

DanZufall@Leader1.com
AZ Team (602) 529-8478MN Team (952) 777-2285
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