Mortgage Loans in Scottsdale Ranch

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All About Scottsdale Ranch

Scottsdale Ranch, AZ

Scottsdale Ranch is a master-planned residential community located in Scottsdale, Arizona and was first developed in 1984 by Markland Properties, Inc. and Costain Arizona, Inc. Scottsdale Ranch has since become Scottsdale’s premier and progressive community offering a variety of upscale living options in a resort-like setting. Comprised of 3,938 properties in over 40 different subdivision neighborhoods, this gorgeous lake-side community offers a lifestyle that is unmatched.

As part of the city’s northeast growth plan, Scottsdale Ranch was first purchased in 1978, rezoned in 1979 and ranges from one dwelling unit to acre lots, to multi-family units at 16 dwelling units to the acre. The development is located on 1,119 acres and houses a 42-acre, private lake that was developed jointly by Scottsdale Ranch, the City of Scottsdale, Maricopa County and the U.S. Army Corps of Engineers. Lake Serena is part of the Indian Bend Green Belt System and serves as a control for run-off water from the McDowell Mountains. The water is generated from a groundwater well located on Scottsdale Ranch’s property. The unique existence of such a substantial body of water in the desert is why Scottsdale Ranch has been known as the “oasis in the desert” for nearly thirty years now. Lake Serena provides countless hours of tranquility and enjoyment for its residents. (source: http://www.scottsdaleranch.org/)

Things To Do In Scottsdale Ranch:

Come Spend A Day In Scottsdale Ranch!

Cave Creek Outfitters
Providing well mannered and highly conditioned horses, Cave Creek Outfitters is able to work with riders of all ages including children who are at least six years old.

Salt River Fields
Home to Arizona Diamondbacks and Colorado Rockies, Salt River Fields can welcome up to 13,000 spectators.

Scottsdale Stadium
Home to the San Francisco Giants, the Scottsdale Stadium is popular during Spring Training season.

Octane Raceway
Octane Raceway offers indoor go-karting for all ages in the heart of Scottsdale.

McCormick-Stillman Railroad Park
Playgrounds, picnic areas, and miniature railroad await children and adult alike at the McCormick-Stillman Railroad Park.

Pinnacle Peak Park
Covering 150 acres, Pinnacle Peak Park is visited annually by more than 200,000 people.

Salt River Rafting
Rather than being based in the Grand Canyon, Salt River Rafting offers whitewater rafting tours of Salt River Canyon.

iPic Theaters
At the iPic Theaters movies can be enjoyed with fresh cocktails and fresh fast foods. There is also a restaurant on the site, with a full-service bar.

MacDonald’s Ranch
Plan your next party or enjoy a day out with the family at MacDonald’s Ranch, in Scottsdale. Visitors of all ages enjoy the guided horseback rides, the cowboy cookout’s, petting zoo, and good old southwestern hospitality.

UltraStar Cinemas
UltraStar Cinemas is a movie theater that has amenities including 3D capability, D-Box seats, assistive listening devices, and a party area.

(source: http://www.tripbuzz.com/things-to-do-with-kids/scottsdale-az)

Education in Scottsdale Ranch

About Scottsdale Ranch Educational System

Public education in Scottsdale is provided for by both the Scottsdale Unified School District (SUSD), which serves most of Scottsdale, most of the town of Paradise Valley, as well as parts of Tempe and east Phoenix, and the Paradise Valley Unified School District (PVUSD), which serves northeast Phoenix and North Scottsdale. SUSD serves 25,668 students in 33 schools and employs 3,862, including 1,551 teachers. SUSD’s 33 schools include five high schools: Arcadia High School, Coronado High School, Chaparral High School, Desert Mountain High School, and Saguaro High School. PVUSD is the 7th largest school district in the state, with approximately 30,000 students and 3,800 employees. It contains 47 schools, including 7 high schools. The high schools which serve portions of Scottsdale are Horizon High School and Pinnacle High School.

The primary institution of higher education in the city is Scottsdale Community College, which opened in 1970 on the Salt River Pima Maricopa Indian Reservation. In 1999, the school opened a second campus in the Scottsdale Airpark allowing it to serve the business community and north Scottsdale. Other institutions of higher education with locations in Scottsdale include the University of Phoenix and the Scottsdale Culinary Institute. Many students at nearby Arizona State University in Tempe live in Scottsdale and commute.

Scottsdale has a main branch and four branches within the Scottsdale Public Library System.

The Scottsdale Unified School District (SUSD) is a school district with its headquarters in Phoenix, Arizona. The 112-square-mile (290 km2) district serves most of Scottsdale, most of Paradise Valley, a portion of Phoenix, and a portion of Tempe.

Its 22 schools earning the state’s highest rating, Excelling. All SUSD schools are rated as Performing, Performing Plus, Highly Performing or Excelling by the Arizona Department of Education. In 2011, SUSD was “moving toward making Algebra I available to all eighth-graders”

(source: https://en.wikipedia.org/wiki/Scottsdale,_Arizona#Education)

Scottsdale Ranch Image Gallery

History of Scottsdale Ranch

Scottsdale Ranch is rich in history!

Scottsdale Ranch is a master-planned residential community located in Scottsdale, Arizona and was first developed in 1984 by Markland Properties, Inc. and Costain Arizona, Inc. Scottsdale Ranch has since become Scottsdale’s premier and progressive community offering a variety of upscale living options in a resort-like setting. Comprised of 3,938 properties in over 40 different subdivision neighborhoods, this gorgeous lakeside community offers a lifestyle that is unmatched.

As part of the city’s northeast growth plan, Scottsdale Ranch was first purchased in 1978, rezoned in 1979 and ranges from one dwelling unit to acre lots, to multi-family units at 16 dwelling units to the acre. The development is located on 1,119 acres and houses a 42-acre, private lake that was developed jointly by Scottsdale Ranch, the City of Scottsdale, Maricopa County and the U.S. Army Corps of Engineers. Lake Serena is part of the Indian Bend Green Belt System and serves as a control for run-off water from the McDowell Mountains. The water is generated from a groundwater well located on Scottsdale Ranch’s property. The unique existence of such a substantial body of water in the desert is why Scottsdale Ranch has been known as the “oasis in the desert” for nearly thirty years now. Lake Serena provides countless hours of tranquility and enjoyment for its residents.

Centrally located in the heart of the community is the Scottsdale Ranch Park. The Scottsdale Ranch Park is a 64-acre general public-use area that was donated by the developer to the City of Scottsdale; therefore, our community surrounds some of Scottsdale’s most advantageous amenities. Also included among these amenities is the Via Linda Senior Center, the Boys and Girls Club of Scottsdale, the award-winning Laguna Elementary School, and the Scottsdale Ranch Mercado Shopping Center. These facilities provided by our local municipality and various organizations, provide residents of all ages opportunities for social and recreational enjoyment right outside their door.

The community is a substantial real estate project that was designed to include housing and other living and recreational amenities and services within one scope. The purpose of this planned community and its homeowners association is to provide a means to enhance the value of a property by developing a living environment superior to that which might be achieved by a less-structured means which includes:

The Scottsdale Ranch Community Association is committed to the constant pursuit of implementing its mission statement – “The Mission of the Scottsdale Ranch Community Association is to serve as the organization through which its residents may sustain and enhance the character, quality of life and desirability of our community”. The association engages in many partnerships with the municipalities, surrounding agencies, organizations, and schools where the members continue to make a difference. Scottsdale Ranch constantly implements new ways to encourage this “community” style of life. (source: http://www.scottsdaleranch.org/history/)

Scottsdale Ranch Neighborhood

Check out Scottsdale Ranch Neighborhood

Scottsdale is a relatively large city located in the state of Arizona. With a population of 236,839 people and 60 constituent neighborhoods, Scottsdale is the sixth largest community in Arizona.

Scottsdale home prices are not only among the most expensive in Arizona, but Scottsdale real estate also consistently ranks among the most expensive in America.

Scottsdale is a decidedly white-collar city, with fully 93.36% of the workforce employed in white-collar jobs, well above the national average. Overall, Scottsdale is a city of sales and office workers, professionals, and managers. There are especially a lot of people living in Scottsdale who work in sales jobs (16.58%), management occupations (16.23%), and office and administrative support (11.50%).

Also of interest is that Scottsdale has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in Scottsdale telecommute to their jobs. Overall, about 10.63% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

If knowledge is power, Scottsdale is a pretty powerful place. 54.18% of the adults in Scottsdale have earned a 4-year college degree, masters degree, MD, law degree, or even PhD. Compare that to the national average of 21.84% for all cities and towns.

The per capita income in Scottsdale in 2010 was $52,220, which is wealthy relative to Arizona and the nation. This equates to an annual income of $208,880 for a family of four. However, Scottsdale contains both very wealthy and poor people as well.

Scottsdale is a somewhat ethnically-diverse city. The people who call Scottsdale home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Scottsdale residents report their race to be White, followed by Asian. Scottsdale also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.08% of the city’s residents. Important ancestries of people in Scottsdale include Irish, English, Italian, and Polish. (source: https://www.neighborhoodscout.com/az/scottsdale)

Dan Zufall

Producing Branch Manager  //  NMLS #452556

Dan Zufall is a top 1%, 2021, 2020 & 2019 Five Star Mortgage Professional, 8 time Super Mortgage Professional and the leader of the Intelligent Mortgage Planning Team, servicing clients throughout the Nation. For the past 22 years, Dan and his team have been providing award winning service along with sound financial education for their clients looking to buy, sell, or invest in real estate. Dan is licensed to serve his clients’ financing needs in Arizona, California, Colorado, Florida, Iowa, Illinois, Minnesota, Missouri, Nebraska, North Dakota, Oregon, and Wisconsin.

On a personal level, Dan is a devout family man, and he enjoys spending quality time with his wonderful wife (college sweet-heart), as well as watching his teenage son play a variety of sports. Dan is an obsessed golfer himself, but his son is a heck of a lefty pitcher, quarterback, and basketball player so golf will have to wait! Dan and his family moved to Scottsdale, Arizona in 2014 to expand the business, but they are blessed to be able to spend their summers on the Lake in Minnesota where he and his wife grew up.

DanZufall@Leader1.com
AZ Team (602) 529-8478MN Team (952) 777-2285
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